About us
Who we are?
"Mikro Kapital Moldova (OCN „Mikro Kapital Company” SRL) is a non-bank credit institution with 100% foreign capital registered in the Republic of Moldova. According to The National Commission for Financial Markets, which is an independent body of central public administration, which regulates and authorizes the activity of professional participants on the non-banking financial market and supervises the observance of legislation by them, Mikro Kapital Moldova is on the 4nd place in the top 5 leading companies on the Moldovan market, which finances representatives of micro, small and medium-sized businesses. Our clients are individuals and entrepreneurs who operate in the field of agriculture and business. Mikro Kapital Moldova provides financing for the purchase of seeds, fertilizers, the construction of warehouses and refrigerators, the purchase of agricultural land, goods and raw materials, the purchase of equipment, vehicles, special equipment, and real estate throughout the Republic of Moldova. A fundamental characteristic of the agricultural and business microfinance model is that the farmers or small business representatives are viewed as a whole as a single economic unit, with diverse sources of income and different financial needs. Farmers and businessmen across the country are implementing their projects, receiving loans and individual solutions not only for support but for further development. "Mikro Kapital Moldova" is part of the international holding Mikro Kapital Group, whose companies provide assistance to small and medium-sized businesses in 15 countries: Luxembourg, Italy, Switzerland, Romania, Czech Republic, Russia, Belarus, Armenia, Uzbekistan, Kyrgyzstan, Kazakhstan, Tajikistan, Hong Kong and Hungary.
Mikro Kapital is a sustainable social-economic-minded company that helps entrepreneurs, mainly in EMEA (Europe, Middle East and Africa) and APAC (Asia-Pacific) countries, build their businesses, while also contributing to the development of the global economy, by providing financial and technical assistance support to the business for facilitating a strong and sustainable entrepreneurial ecosystem. We create value through development and progress.
Team Mikro Kapital Moldova
Our team is young, dynamic and growing. Our experts have strong knowledge in the financial analysis based on the EBRD approach as well as on the long-term experience in lending to small and medium-sized companies.
Supervisory Board
Thomas Heinig
President of the Management Board
Richard Marney
Member of the Board
Yaroslav Poleshchuk
Member of the Management Board
Top management
Sergiu Turcanu
CEO Mikro Kapital Moldova
Natalia Chitoroaga
CFO Mikro Kapital Moldova
Constantin Girleanu
Head of department in the financial sector South
Inna Edu
Head of department in the financial sector North
Tatiana Crutco
Marketing Manager
Chiril Uzun
Branch Manager Comrat
Dorel Rusu
Branch Manager Soroca
Tatiana Leahu
Branch Manager Chisinau Calea Iesilor
Gloria Cioinac
Branch Manager Chisinau Puskin
Irina Cruc
Branch Manager Balti
Mikro Kapital Group
Our Group invests mainly in microfinance and impact finance focusing on the countries along the Silk Road.The strategic importance of supporting small and medium sized enterprises in this geographical area, the heart of Eurasia, is increasingly part of Mikro Kapital’s strategic vision and growth.
Our Corporate Strategy is based on four pillars:
  • Place our clients at the center of everything we do
  • Offer a unique experience to our clients
  • Focus on portfolio’s long-term development and aim in that way to achieve sustainable and Profitable growth
  • Take responsibility toward society and financial impact on local economies very seriously
Our Group has a large part of its focus on this area and expands its presence through a capillary network of branches ready to offer microfinance and micro-leasing services in almost all the Silk Road countries. Our activities are now focusing on this very important area of the world, linking the East with the West through Mikro Kapital’s impact finance tools, from China and Hong Kong to the heart of Europe.
They are the ones who represent us
Bank Im Bistum Essen
FS Finance
Invest in Vision
Bons Office
Grant Thornton Moldova