Who are we?

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"Mikro Kapital Moldova (OCN "Mikro Kapital Company" SRL) is a non-bank lending organization with 100% foreign capital, registered in the Republic of Moldova. According to the National Commission for Financial Markets (CNPF), which authorizes and regulates the activity of participants on the non-bank financial market, as well as supervises the compliance with the legislation by NCBs, Mikro Kapital Moldova is ranked 4th in the top 5 non-bank lending organizations on the Moldovan market. Our clients are individuals and individual entrepreneurs operating in the field of agriculture and micro, small and medium businesses.

Mikro Kapital Moldova provides financing for the purchase of seeds, fertilizers, the construction of warehouses and refrigerators, the purchase of agricultural land, the purchase of goods and raw materials, the purchase of machinery, vehicles, special equipment and real estate on the territory of the Republic of Moldova. A fundamental characteristic of the microfinance in agriculture and business model is that farmers or micro and small business owners are viewed as a whole, as a single economic unit with different sources of income and different financial needs. Farmers and business people all over the country implement their projects, receiving loans and individual solutions not only for support, but also for their further development. "Mikro Kapital Moldova" is part of the international holding Mikro Kapital Group, whose companies provide assistance to small and medium-sized enterprises in 15 countries: Luxembourg, Italy, Switzerland, Romania, Czech Republic, Armenia, Uzbekistan, Kyrgyzstan, Kazakhstan, Tajikistan, Hong Kong, Russia, Belarus, Hungary, Romania, Czech Republic, Armenia, Uzbekistan, Kazakhstan, Tajikistan, Hong Kong, Russia and Belarus.

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Mission

The mission of MIKRO KAPITAL MOLDOVA - professional contribution to the economic development of small and medium-sized enterprises by providing quality financial services. By offering our services to our clients, we strive to create long-lasting partnership relationships based on mutual respect and trust. Our business philosophy is based on honesty and transparency.

Company Management

Mikro Kapital Group

Our group invests in microfinance and impact finance, focusing on countries along the Silk Road. The strategic importance of supporting small and medium-sized enterprises in this geographic area, the heart of Eurasia, is increasingly part of Mikro Kapital's vision and strategic growth.

Our corporate strategy is based on four principles:
 

  • We put our clients' interests at the center of everything we do.
  • We offer our customers a unique experience.
  • We focus on the long-term development of our company and thereby strive for sustainable and profitable growth.
  • We are responsible towards society and the local economy.

Our group is largely focused on this region and is expanding its presence through a network of branches ready to offer microfinance and micro-leasing services in almost all Silk Road countries. Our activities are now focused on this very important area of the world, linking East to West through Mikro Kapital's impact financing tools, from China and Hong Kong to the heart of Europe.